Healthcare expenses are rising rapidly in India, and having the right health insurance plan is no longer a luxury but a necessity. ICICI Lombard Health Insurance is among the most trusted providers, offering a wide range of policies designed to cover medical emergencies, hospital expenses, and critical illnesses. With its strong network of hospitals, quick claim settlement, and affordable premiums, ICICI Lombard has become a preferred choice for families and individuals.
Why Choose ICICI Lombard Health Insurance?
- Wide Coverage Options – From individual plans to family floaters, maternity, and critical illness covers, ICICI Lombard offers policies for every need.
- Cashless Hospitalization – Access to 7,500+ network hospitals across India where you can avail of cashless treatment.
- High Claim Settlement Ratio – ICICI Lombard is known for its transparent and fast claim settlement process.
- Customizable Add-ons – Options like room rent waiver, maternity benefits, and daily hospital cash make the plan more comprehensive.
- Tax Benefits – Premiums paid are eligible for tax deduction under Section 80D of the Income Tax Act.
Price of ICICI Lombard Health Insurance
The premium depends on age, type of policy, sum insured, and city of residence. On average:
- Individual Health Plans – Starting from ₹6,000 – ₹12,000 annually for coverage of ₹5 lakh.
- Family Floater Plans – Ranging between ₹12,000 – ₹25,000 annually for coverage of ₹5–10 lakh for a family of four.
- Senior Citizen Plans – Premiums may range from ₹18,000 – ₹35,000 annually, depending on age and medical history.
For example, a young professional aged 28 can get a ₹5 lakh cover at around ₹7,500 annually, while a family with two adults and two children opting for a ₹10 lakh floater plan may pay ₹18,000 – ₹20,000 annually.
Popular Plans from ICICI Lombard
- Health Booster Plan – Offers additional top-up coverage at an affordable cost.
- Complete Health Insurance Plan – Covers hospitalization, pre and post-hospitalization, and day-care treatments.
- Personal Protect Policy – Provides coverage against accidental death and permanent disabilities.
Benefits of Buying Online
- Quick premium calculator for comparison
- Instant policy issuance without paperwork
- Renewal reminders to avoid policy lapses
- Attractive discounts on digital purchase
Conclusion
ICICI Lombard Health Insurance is a smart choice for anyone seeking reliable medical coverage at affordable rates. With flexible plans, add-on options, and a strong hospital network, it ensures financial protection in times of medical emergencies. Whether you are a single professional, a family, or a senior citizen, ICICI Lombard has a plan that fits your healthcare needs and budget.
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